We bill all Blue Cross plans for inpatient and outpatient services. Blue Cross plans generally have deductibles and/or coinsurances.
The deductible is an annual expense which you must pay before your insurance benefits can begin.
Coinsurance is the portion of the total bill which is the patient and guarantor’s responsibility to pay.
What you can expect if you have Blue Cross Insurance:
CFR will bill all insurance based on the information you provide at registration. The primary insurance will be billed first, then any secondary insurance. You are responsible for charges your insurance does not pay.
If your insurance carrier does not respond to our inquiries, you may receive a request for you to contact your insurance company. In those rare instances when your insurance refuses to respond to our requests, we may be forced to look to you for payment and you will be expected to deal directly with your insurance company.
Once your insurance carriers process your claim and notify us, we will send you a statement showing the amount your insurance carriers have told us you should pay.
Approximately 18 days later we will send you a reminder and ask you to pay within the next 20 days (about 38 days after you are notified of the amount due).